The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. Here is a chart to help you. List your income and expenses below.
|
Income |
|
|
Take-Home Pay/All Family Members |
|
|
Child Support/Alimony |
|
|
Pension/Social Security |
|
|
Disability/Other Insurance |
|
|
Interest/Dividends |
|
|
Other |
|
|
Total Income |
|
|
Expenses |
|
|
Rent/Mortgage |
|
|
Life Insurance |
|
|
Health/Disability Insurance |
|
|
Vehicle Insurance |
|
|
Homeowners or Other Insurance |
|
|
Car Payments |
|
|
Other Loan Payments |
|
|
Savings/Pension Contribution |
|
|
Utilities |
|
|
Credit Card Payments |
|
|
Car Upkeep |
|
|
Clothing |
|
|
Personal Care Products |
|
|
Groceries |
|
|
Food Prepared Outside the Home |
|
|
Medical/Dental/Prescriptions |
|
|
Household Goods |
|
|
Recreation/Entertainment |
|
|
Child Care |
|
|
Education |
|
|
Charitable Donations |
|
|
Miscellaneous |
|
|
Total Expenses= |
|
|
Remaining Income After Expenses= |
|
So helpful Brigita!
And I love the new profile pic!
It really shows the horse lover in you.
I'm with Craig Brigita, and I love the new photo too, can't tell who's happier, you or your horse.... :-))
Craig:
Our job is to help the consumers.
Thanks! I have to agree with you about the photo!
Brigita
Brad:
That is hard to say!! :-)
Brigita
Howdy there Brigita
Folks sure should know what they are maken and spenden, when thinken about buyn a home.
You gave folks a real nice chart, to help them.
Thats a real fine looken horse ya got there.
Thanks, Dale!
It's easier to select a home with a chart.
Brigita